No medical exam life insurance can be approved much more quickly than traditional life insurance. In some cases, life insurance companies will instantly approve your policy. If you need insurance in a hurry no medical exam life insurance is your best choice.
Are no medical exam life insurance options more expensive than life insurance that requires an exam?
Your specific situation determines this. Everybody has a different health history as well as medications and these factors influence the cost and help determine which is best for you.
- How much coverage can I get with a no medical exam life insurance option?
Most life insurance companies limit the maximum coverage to 250,000 or 300,000. You could layer several companies on top of each other to get to 1 million dollars of no medical exam coverage.
- What are the advantages of a no medical exam life insurance product?
No physical exam is required and you will not be required to have your blood drawn.
The life insurance company will quickly establish if you are approved or declined.
Potentially you can have the no medical life insurance coverage in force more quickly. Life insurance companies that require an exam typically take 3-6 weeks to make a decision of your case.
Online applications provide convenience and do not require a face-to-face visit with an agent.
Call Jeff Pennington today at 1-877-221-6198 to discuss your needs and get a selection of life insurance quotes for your situation. Jeff can answer all of your insurance questions and will provide friendly personal advice.