Insurance Questions & Answers

Life Insurance Questions and Answers

Want some friendly, knowledgeable answers to your life insurance questions? Give Jeff Pennington a call at 1-877-221-6198 to discuss your unique needs.

  • I Need Life Insurance. Should I Compare Companies?

    Absolutely! It is also important to know how many advantages there are to using an … Read the rest

    How Much Life Insurance Do I Need?

    Life Insurance isn’t for the people who die; it is for the people who live. … Read the rest

    Should I Consider Buying Life Insurance for My Child?

    Although a difficult decision, buying life insurance for children with an option to buy more … Read the rest

    At What Age Should I Consider Purchasing Life Insurance?

    There are many different factors for determining if you should purchase life insurance. For example, … Read the rest

    Should I Purchase Life Insurance for My Aging Parents?

    Yes, you can get your parents life insurance – however, they will need to take … Read the rest

    In a Downturn Economy Should I Worry About Getting Life Insurance?

    The economy is taking a toll on everyone’s pocketbook. With groceries, healthcare, bills and more … Read the rest

    At What Stage in My Life Should I Consider Purchasing Life Insurance?

    The fact is, you need life insurance if you think you will leave financial obligations … Read the rest

    My Husband’s Life Insurance Policy Has Lapsed…What Do We Do? A Testimonial from a Real Mom

    With the birth of my first son came a long list of items that I … Read the rest

    What is No Medical Exam Life Insurance?

    No medical exam life insurance can be approved much more quickly than traditional life insurance.  … Read the rest

    We’re Expecting Our First Child, How Much Life Insurance Do We Need?

    Keep in mind, insurance is your contingency plan
    When it comes to insurance, you will … Read the rest

    If I Smoke, Can I Hide it from a Life Insurance Company?

    That’s a question that smokers sometimes ask me, along with “How many cigarettes per day … Read the rest

    How Much Life Insurance Do I Need for Child Support After Divorce?

    There is a lot to consider when you are in the process of getting a … Read the rest

    Can I Really Get Life Insurance with No Medical Exam?

    Having the right amount of life insurance can provide your loved ones with the money … Read the rest

    Can I Get Life Insurance If I’m Terminally Ill?

    • If you’ve been diagnosed with lung cancer, leukemia, pancreatic cancer, liver cancer, or pulmonary fibrosis,
    • Read the rest

    Can I Get Life Insurance for My Terminally Ill Parent?

    • Many terminally ill people can, indeed, find affordable life insurance coverage. You’ll need a knowledgeable
    • Read the rest

    How do I collect on a life insurance policy?

    • Get a copy of the death certificate and turn it in to the life insurance
    • Read the rest

    Where can I buy insurance for funeral and burial costs?

    • Burial or final expense insurance is permanent and either partially or totally pays for funeral
    • Read the rest

    Are life insurance benefits taxable by my state or the IRS?

    As of 2009 the amount an individual can leave to their heirs without paying federal

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    What is universal life insurance?

    • Universal Life is a type of permanent life insurance based on a cash value. Along
    • Read the rest

    What is the difference between term life insurance and whole life insurance?

    • Term life insurance provides protection for a specific period of years. Benefits can be used
    • Read the rest