Life Insurance isn’t for the people who die; it is for the people who live. It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you can’t avoid.
If you’ve worked hard to establish a solid financial framework for your family – investments, home equity, a savings plan, and retirement accounts – life insurance is the foundation upon which it all rests. It can help guard against the need to make drastic changes to future plans if the unexpected occurs.
When you consider all the things that life insurance proceeds may need to fund and how long the money will be needed, you begin to realize that your true need for coverage is often 10, 15 or even 20 times your gross annual income.
Pennington Financial can help fill the gap with a combination of Group Term Life, Optional Life, and Voluntary Optional Life coverage.
How much life insurance do you really need?
One size doesn’t fit all. Everyone’s financial situation and goals are different, so there is no rule of thumb that can tell you with any precision how much you need. But with a little bit of effort, you can come up with a good estimate that takes into account your specific financial situation. By working with a trusted financial advisor, you can be assured that you will obtain the coverage that you need.
Call Jeff Pennington today at 1-877-221-6198, or fill in the form above, and let him help you make the best choice for you or your parents life insurance policy. It helps to have an expert on your side to get the best rates and policy available from the right insurance provider.